Glossary of Terms A to F

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ConnDriver.com
22 Knapp Street
Stamford, Connecticut 06907
Fairfield County, CT
Toll Free: 1-877-Conn-Driver
Fax: 203-359-9443

Does Connecticut require that
I carry Underinsured Motorist
Auto Insurance coverage?

You are not required to include Underinsured Motorist bodily injury or property damage coverage on your Connecticut auto insurance policy.

This coverage is useful when an at-fault driver has auto liability insurance, but the limit of insurance is inadequate to pay for your damages.

Auto Insurance FAQ

Insurance Glossary for
Connecticut Auto Insurance

Connecticut Driver Links

Car Insurance Glossary

Beginning with A - F

Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.

Additional Insured or Additional Interest
A person or entity, other than the named insured, who is protected under the named insured's auto policy. If an auto is leased, the leasing company may want to be listed as an "additional insured" as well as a lien holder.

Anti-Theft Device
Devices designed to prevent theft or vandalism of a car, truck, motorcycle or other vehicle. Some anti-theft devices can assist in the recovery of a stolen vehicle and in most cases can reduce your auto insurance premium.

Collision Insurance
A policy that covers the damage to your own vehicle in the event of an accident.

Comprehensive Coverage
A policy that covers the damage to your car, truck, motorcycle, or other vehicle which was not caused by an auto accident. Some examples of non-auto accidents include the following: theft and vandalism

Defensive Driver Course
Courses offered by Connecticut's Department of Motor Vehicles (DMV) or by other approved companies that teach safe automobile driving. Upon completion of such a course, you may become eligible for lower insurance rates.

Driver Education
A course accredited by Connecticut's Department of Motor Vehicles (DMV), consisting of at least 30 hours of professional classroom instruction.

Speak with one of our Car Insurance agent specialists located throughout Connecticut to learn more about how you can receive affordable car insurance coverage for yourself and your family. Contact us toll free at 1-877-Conn-Driver.

We offer affordable car insurance policy premiums in the following Connecticut cities and counties: Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown, Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville, Byram, Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long Ridge, Noroton, West Norwalk, Westport, High Ridge, Southport, North Wilton, Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains, Georgetown, Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding Ridge, Branchville, Dodgingtown, West Redding, Titicus, Hattertown, Bethel, Danbury, New Fairfield, Newtown, Hawleyville, Botsford, Monroe, Bridgeport, Stepney, Shelton, Huntington, Upper Stepney, Long Hill, Trumbull, Stratford, Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff, Devon, Lordship, and East Bridgeport, New Haven, Hartford, Torrington, Waterbury, Meriden, New Britain, New London, Norwich, Manchester, East Hartford, Suffield, Granby, West Haven, West Hartford, Branford, East Haven, Hamden, Woodbridge, Orange, North Haven, Groton, Rocky Hill, Newington, Wethersfield, Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck, New Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington, Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor, Vernon, South Canaan, Putnam, Guilford, Windham, South Britain, Willington, Windsor, East Hampton, Brooklyn, Westchester, Fairfield County, New Haven County, Litchfield County, Middlesex County, New London County, Hartford County, Tolland County, and Windham County, CT.