Glossary of Terms N to R

Toll Free: 1-877-Conn-Driver

Your Online Source for Connecticut Auto Insurance

Car - Truck - Motorcycle - Business Fleet

ConnDriver.com
22 Knapp Street
Stamford, Connecticut 06907
Fairfield County, CT
Toll Free: 1-877-Conn-Driver
Fax: 203-359-9443

Does Connecticut require that
I carry Underinsured Motorist
Auto Insurance coverage?

You are not required to include Underinsured Motorist bodily injury or property damage coverage on your Connecticut auto insurance policy.

This coverage is useful when an at-fault driver has auto liability insurance, but the limit of insurance is inadequate to pay for your damages.

Connecticut Driver Links

Car Insurance Glossary

Auto Insurance FAQ

Insurance Glossary for
Connecticut Auto Insurance

Beginning with N - R

Named Driver Exclusion
An individual identified on the auto insurance policy as an excluded driver. This option is most often utilized for teen-aged family members, whose inclusion in the policy would raise the premium substantially.

Example: $50,000 per person and
$100,000 per occurrence

Personal Auto Policy -PAP
Personal auto insurance policies are the most common type of auto insurance sold. They include coverage for liability, medical payments, uninsured/underinsured motorist coverage, and physical damage protection.

Per Person Limit
The cap amount an insurance company will pay for any one person's injuries arising from a single incident. In an auto accident, it comprises bodily injuries sustained by each person. When Bodily Injury auto insurance coverage is purchased in split limits, the first limit is the "per person" limit:

Example: $50,000 per person and
$100,000 per occurrence

Personal Injury Protection or PIP
Coverage usually includes benefits for medical expenses, loss of income, essential services, accidental death, funeral expenses, and survivor benefits. This insurance coverage is currently required in less than 15 states.

Premium
The cost of your auto insurance coverage policy.

Property Damage Liability
Coverage for physical damage caused to property when the insured person is liable.

Speak with one of our Car Insurance agent specialists located throughout Connecticut to learn more about how you can receive affordable car insurance coverage for yourself and your family. Contact us toll free at 1-877-Conn-Driver.

We offer affordable car insurance policy premiums in the following Connecticut cities and counties: Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown, Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville, Byram, Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long Ridge, Noroton, West Norwalk, Westport, High Ridge, Southport, North Wilton, Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains, Georgetown, Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding Ridge, Branchville, Dodgingtown, West Redding, Titicus, Hattertown, Bethel, Danbury, New Fairfield, Newtown, Hawleyville, Botsford, Monroe, Bridgeport, Stepney, Shelton, Huntington, Upper Stepney, Long Hill, Trumbull, Stratford, Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff, Devon, Lordship, and East Bridgeport, New Haven, Hartford, Torrington, Waterbury, Meriden, New Britain, New London, Norwich, Manchester, East Hartford, Suffield, Granby, West Haven, West Hartford, Branford, East Haven, Hamden, Woodbridge, Orange, North Haven, Groton, Rocky Hill, Newington, Wethersfield, Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck, New Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington, Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor, Vernon, South Canaan, Putnam, Guilford, Windham, South Britain, Willington, Windsor, East Hampton, Brooklyn, Westchester, Fairfield County, New Haven County, Litchfield County, Middlesex County, New London County, Hartford County, Tolland County, and Windham County, CT.