The Car Insurance Policy

Car Insurance Policy Information

What information is listed in the actual car insurance policy that you are given by the insurance agent? Learn about the different important sections in every car insurance policy below.

Declarations
Usually listed first in your car insurance policy and unlike the remainder of your policy, it will have been prepared especially for you. It will list the specific car insurance coverages and amounts that you've chosen.

Insuring Agreement
Lists exactly what the insurance company promises to provide in return for the payment of your car insurance premium. The type and amounts of each coverage you've purchased is described in detail and also outlines exactly who is covered under each provision.

Exclusions
The insurance policy exclusions section is a list of all possible circumstances that would free the insurance company from the responsibility of paying a claim.

Example: most auto insurance contain an exclusion that exempts the insurance company from having to pay in the case of intentionally caused damage or injury.

Conditions
Lists the duties and responsibilities of the insured (You) in the event of a claim situation. Will include guidelines for contacting the insurance company, obtaining a police report, and filing a claim. Information on auto insurance policy cancellation will be outlined here, too.

Speak with one of our Connecticut Car Insurance agent specialists located throughout CT to learn more about how you can receive affordable car insurance coverage for yourself and your family. Contact us toll free at 1-877-Conn-Driver.

Toll Free: 1-877-Conn-Driver

Your Online Source for Connecticut Auto Insurance

Car - Truck - Motorcycle - Business Fleet

ConnDriver.com
22 Knapp Street
Stamford, Connecticut 06907
Fairfield County, CT
Toll Free: 1-877-Conn-Driver
Fax: 203-359-9443

Does Connecticut require that
I carry Underinsured Motorist
Auto Insurance coverage?

You are not required to include Underinsured Motorist bodily injury or property damage coverage on your Connecticut auto insurance policy.

This coverage is useful when an at-fault driver has auto liability insurance, but the limit of insurance is inadequate to pay for your damages.

Auto Insurance FAQ

Car Insurance Glossary

year, make,and model of your car

VIN - vehicle identification number

name of the insured (you or you and your spouse)

date the policy is effective

policy's coverage types and limits

policy's cost - premium

We offer affordable Connecticut car insurance policy premiums in the following cities and counties: Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown, Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville, Byram, Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long Ridge, Noroton, West Norwalk, Westport, High Ridge, Southport, North Wilton, Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains, Georgetown, Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding Ridge, Branchville, Dodgingtown, West Redding, Titicus, Hattertown, Bethel, Danbury, New Fairfield, Newtown, Hawleyville, Botsford, Monroe, Bridgeport, Stepney, Shelton, Huntington, Upper Stepney, Long Hill, Trumbull, Stratford, Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff, Devon, Lordship, and East Bridgeport, New Haven, Hartford, Torrington, Waterbury, Meriden, New Britain, New London, Norwich, Manchester, East Hartford, Suffield, Granby, West Haven, West Hartford, Branford, East Haven, Hamden, Woodbridge, Orange, North Haven, Groton, Rocky Hill, Newington, Wethersfield, Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck, New Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington, Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor, Vernon, South Canaan, Putnam, Guilford, Windham, South Britain, Willington, Windsor, East Hampton, Brooklyn, Westchester, Fairfield County, New Haven County, Litchfield County, Middlesex County, New London County, Hartford County, Tolland County, and Windham County, CT.